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Questions asked by Landlords
Questions asked by Tenants
Questions asked by Landlords
Q. Should I let my property furnished
or unfurnished?
A. Most enquiries are for
unfurnished properties and most landlords prefer not
to leave their furniture and equipment for use by tenants
for, perhaps, a matter of years.
Q. What kind of agreement will
be used for letting my property?
A. Virtually all privately
owned property is let on an Assured Shorthold Tenancy
under the provisions of The Housing Act 1988 (subsequently
amended by The Housing Act 1996). See below under Protection.
Q. How long should I let my property
for?
A. As a general rule, six
months in the first instance. This gives us an opportunity
to give notice to leave at the six month point if the
tenant proves unsatisfactory. If all the parties are
happy, the tenancy automatically becomes a month-to-month
arrangement under the same terms as the original agreement.
Q. What notice has to be given
by either side?
A. Technically, the tenant
can leave at the end of six months (or other agreed
initial term) without giving notice. Otherwise he has
to give one month's notice on or before the rent day.
The landlord always has to give two month's notice on
the same basis.
Q. What protection do I have
under the law?
A. The Housing Act 1988
as amended together with the Assured Shorthold Tenancy
confer full rights of repossession on the landlord.
If a tenant does not move out having been given Notice
that the landlord requires their property back, for
what ever reason, we immediately initiate legal proceedings.
Assuming all the papers are in order, the judge must
grant the landlord a Possession Order.
Q. How long does the whole process
take?
A. Weeks rather than months
under current Accelerated Possession Procedures.
Q. How can I be sure the tenant
will look after my property in a responsible and caring
way?
A. By being very selective
in choosing tenants. We aim to choose only those who
can afford the rent, are in full-time employment, are
not bankrupt or subject to CCJs, are mature and personable
and, preferably, have no pets and do not smoke. We take
up exhaustive references and make use of trusted credit
reference agencies where necessary.
Q. Do you take a deposit?
A. Yes. We take a minimum
deposit of one and a half month's rent as surety against
unpaid bills, minor damages, etc.
Q. How is rent payable?
A. Monthly in advance by
standing order unless the tenant asks to pay, say, a
whole six months in advance to suit his circumstances.
The initial payment, including deposit is payable before
the tenant takes up occupancy.
Q. What happens about gas, electricity,
etc?
A. All meters are read on
the day the tenant moves in and we transfer all accounts
to the tenant's name.
Q. Who pays the Council Tax and
water rates?
A. The tenant is responsible
for both from the first day of the tenancy. See above.
Q. Who is responsible for repairs
and maintenance?
A. The landlord, unless
caused by the tenant in which case the tenant has to
pay for reinstatement of any damage caused by him or
his family. We undertake to manage all necessary repairs
and maintenance on the landlord's behalf. Minor bills
are paid out of income, major renovations require funding
from the landlord. No major works are undertaken without
the landlord's acceptance of estimates. Some works will
result from an insured risk.
Q. Who insures my property?
A. The landlord. You must
maintain your buildings insurance policy. Where the
property is to be let unfurnished we advise you to keep
the minimum allowable sum for contents to cover risks
to carpets, curtains, kitchen and so on.
Q. Do you make an inventory?
A. Yes, for a furnished
property. In the case of an unfurnished property, we
make a Schedule of Fixtures, Decorations and Residual
Effects. These go into great detail and, together with
video or photographs if necessary, form a complete record
of what the tenant has taken over. This is used to determine
what, if any, minor damages have to be paid out of the
deposit when the tenant leaves.
Q. What happens when the tenant
leaves?
A. He is checked out against
the Schedule that he signed originally and any losses/damages
are noted and paid for from the deposit. All meters
are read. Any cleaning/gardening that is required will
be put in hand. The property will be secured, water
turned off (heating set on timed in winter) before handing
back to the landlord or on to the next tenant.
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Questions asked by Tenants
Q. What
kind of tenancy will I have and how long can I rent
for?
A. Your tenancy will
be an Assured Shorthold Tenancy and you will sign a
legally enforceable Agreement to this effect. Most are
for six months in the first instance. Thereafter they
carry on month-to-month until one side gives Notice
to the other.
Q. Can
I leave during the first six months?
A. No. Both parties
are locked into the tenancy for the initial fixed term.
This can only be varied by mutual agreement.
Q. Is
Rent negotiable?
A. No.
Q. How is rent paid and how often?
A. Rent is paid by standing
order from your bank direct to ours each month on or
about your rent day (the day of the month on which you
moved in). The first payment is made by bankers' draft.
Q. What references are required?
A. An employer's and your
bank's, a previous landlord or agent if appropriate,
and a personal reference (two if no previous agent).
Q. I will be in receipt of Housing
Benefit. Does this count against me?
A. No. All applicants are
treated on their merits.
Q. How much deposit will I have
to pay?
A. Usually the equivalent
of one and a half months' rent. This may be increased
in certain cases.
Q. Are gas, electricity, and
other utilities included in the rent?
A. No. You are responsible
for your own bills for all public utilities as well
as Council Tax and water rates. All authorities are
informed of changes of consumer by us, together with
readings on takeover.
Q. Who is responsible for maintenance
and repairs?
A. The Landlord, unless
repairs are necessary due to anything done, accidentally
or otherwise, by the Tenant. In this case the tenant
has to pay. See departure procedure below
Q. Who is responsible for insurance?
A. The landlord insures
the building and his own contents. He cannot insure
the tenants' contents. The tenant must, therefore, make
arrangements to insure their own possessions and would
be well advised to insure against accidental or other
damage to the landlord's property and/or contents.
Q. Can I have pets?
A. Only if the landlord
specifically grants permission. If this is granted,
the tenant remains liable for any damage caused by their
animal(s) and must pay for fumigation of the property
on departure.
Q. What happens when I leave?
When do I get my deposit back?
A. On your departure, we
will check the house against the original schedule.
Meters will all be read and readings agreed. Any damages
that require remedial action must be paid for from your
deposit, as will any cleaning or gardening that we deem
necessary. In most cases deposits are returned in full.
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